As part of our commitment to supporting ICWUC members and their families, we are proud to offer access to a growing range of supplemental insurance benefits designed to provide added financial protection and peace of mind. These voluntary programs are available exclusively to ICWUC members and complement existing negotiated benefits. Explore the programs below to learn more about the options available to you and your family.
Ullico
ICWUC is proud to partner with the Union Labor Life Insurance Company (ULLICO) to provide members and their families access to a broad range of valuable supplemental benefits. As an organization founded to serve working families and the labor movement, ULLICO offers insurance and financial protection programs tailored to the unique needs of union members. Available benefits may include post-retiree medical coverage, Medicare supplemental plans, vision and dental programs, life insurance, critical illness protection, accidental death and dismemberment (AD&D) coverage, and other products designed to help safeguard your financial well-being.
Through Ullico Select, members can also explore additional coverage options such as home and auto insurance, renters insurance, travel insurance, pet insurance, disaster recovery coverage, and other specialized programs. These voluntary benefits allow members to select coverage that fits their individual needs and budget while potentially providing significant savings through union-sponsored offerings. We encourage all ICWUC members to review the programs available below and take advantage of this partnership, which helps deliver added financial security, protection, and peace of mind for you and your family.
Life Insurance
- Term Life Insurance
- Whole Life Insurance
Home & Auto Insurance
- Home (Home/Condo); Renters
- Auto; Classic Car; Boat; Motorcycle; RV; Travel Trailer
- Disaster Insurance
- Umbrella Insurance
Critical Illness
- Critical Illness Insurance
- HSA Compliant Critical Illness Insurance
- Cancer Only Critical Illness Insurance
Accidental Death and Dismemberment Insurance
Learn more..
Benefits4Unions
ICWUC is proud to partner with Benefits4Unions to provide members with access to supplemental insurance programs designed to strengthen the financial protection available through existing negotiated benefits. These voluntary coverages are available exclusively to ICWUC members and can be purchased without medical exams or health questions, helping ensure that members have access to valuable protection regardless of their health history. Benefits are paid directly to the member when a covered claim occurs, are generally non-taxable, and are paid in addition to any benefits already provided through an employer-sponsored plan.
Available Coverage Options:
Supplemental Disability:
- Additional disability benefits can be chosen, ranging from $300 per month to $2,000 per month in $100 increments.
- Coverage starts from day one for off-the-job accidents and after a 7-day consecutive wait for sickness.
Critical Illness:
- Coverage options range from $5,000 to $30,000, with a lump sum payment upon confirmed diagnosis.
- No health questions are required to qualify.
- Coverage includes internal cancer, strokes, heart attacks, open heart surgery, benign brain tumors, and more.
- Family members can be covered, and children are covered for free up to age 26 if you purchase coverage for yourself.
Accident Coverage:
- Coverage for accidental injuries, 24/7.
- Family coverage is available, with children covered up to age 26.
- Benefits include hospital stays, broken bones, follow-up visits, physical therapy, accidental death coverage, and more.
Hospital Coverage:
- Two plans are offered:
- Level 1: $1,000 for the first 24 hours of admission, daily benefit, and $500 per surgery.
- Level 2: $2,000 for the first 24 hours of admission.
- Both plans include outpatient benefits and coverage for routine colonoscopies and pregnancy.
- Family coverage is available, with children covered up to age 26.
Permanent Whole Life Coverage:
- Can be purchased with no health questions, and the rate remains locked into retirement.
- Spouse and children can also be covered.
Union Plus
Union Plus is the only AFL-CIO endorsed consumer benefits organization dedicated to supporting union members and their families. As a nonprofit organization, Union Plus works to make life a little easier by providing access to valuable benefits and services designed specifically for union households. Explore the extensive range of insurance benefits available exclusively to you.